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Finance Center

We Specialize in a Variety of Financial Solutions

Southwest Kia makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.

Southwest Kia DALLAS

39650 Lyndon B Johnson Fwy, Dallas, TX 75237

Monday - Saturday 9:00 AM - 9:00 PM
Sunday Closed

CALL US
(888) 226 - 0114

Southwest Kia MESQUITE

1919 Oates Dr, Mesquite, TX 75150

Monday - Saturday 9:00 AM - 9:00 PM
Sunday Closed

CALL US
(888) 226 - 0114

Southwest Kia ROCKWALL

1790 E Interstate 30, Rockwall, TX 75087

Monday - Saturday 9:00 AM - 9:00 PM
Sunday Closed

CALL US
(888) 226 - 0114

Southwest Kia ROUND ROCK

600 Jeffrey Way, Round Rock, TX 78665

Monday - Saturday 9:00 AM - 9:00 PM
Sunday Closed

CALL US
(888) 226 - 0114

Southwest Kia AUSTIN

13573 US-183, Austin, TX 78750

Monday - Saturday 9:00 AM - 9:00 PM
Sunday Closed

CALL US
(888) 226 - 0114

Buy Here, Pay Here

Good Credit? Bad Credit? Not Sure?

WE CAN HELP!
We pride ourselves on our ability to quickly and easily provide financing solutions for our customers. We are experts in helping credit-challenged individuals obtain affordable financing for their new vehicles.

CALL US
(888) 226 - 0114

Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Southwest Kia will help guide you through the rest of the process.

Buying vs. Leasing

Deciding whether to buy or lease a new KIA can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.

When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.

When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.